Air Arabia pilots who are based in the UAE and who are currently on flying duty are eligible to apply for TopCover benefits.

There is no upper age limit for applying for TopCover.

The maximum age limits for each section of cover are:

Income Protection and Critical Illness: Age 60

Personal Accident: Age 65

Income Protection

The maximum benefit is US$15,000 per month.

TopCover Income Protection is not affected by any Loss of Licence lump sum payment paid by Air Arabia.

Personal Accident

This is a cash lump sum payment in the event of death or a permanent injury. The maximum benefit is US$500,000.

Members may also purchase cover for their spouse and dependent children.

Critical Illness

This is an immediate cash payment upon diagnosis of any one of the named illnesses. In addition, for pilots, any medical condition that permanently prevents you from flying may also qualify for a benefit payment.

Cover is available in increments of US$10,000 and the maximum cover available is US$150,000.

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If you receive monthly benefit payments under any Air Arabia loss of licence plan, this may affect the maximum monthly benefits, which cannot exceed US$15,000 per month.